Free · about 15 minutes · no bank login

Money feels overwhelming.
Your plan doesn’t have to.

Answer a few simple questions, get your free Financial Readiness Score, and walk away with a clear plan for your debt, savings, investing, and protection.

Free forever · No bank linking · Encrypted, never sold

Your score, free
Your Financial Readiness
72/100
You’re Solid.
Today 72 · could reach 91 if you act.
Debt80
Savings64
Investing70
Protection55
Pay off the 22% APR card first
Build a $1,000 starter cushion
No bank linking
~15 minutes
No account, no spam
Human help when you want it
How it works

Three simple steps to a clear plan.

1

Answer a few questions

Plain-language questions about your real situation — and every one explains why we ask, so you learn as you go.

2

Watch your Score climb

Your Readiness Score updates with every answer — so you watch your picture come together in real time.

3

Get your plan

A ranked list of your best next moves and a downloadable report. Talk to a licensed pro only if you want to.

What you get

One short check-up. A plan for your whole financial life.

72/100

Your Readiness Score

One honest 0–100 number across six areas of your money — and exactly where to focus first.

Crush your debt

A payoff plan with your timeline and interest saved.

Build a safety net

The right emergency fund — and how to get there.

Invest with confidence

A simple mix matched to you and your timeline.

Protect what matters

See if your income and family are covered.

Your whole plan, in writing.26 questions · 8 areas · 1 clear plan — ~15 min, free.
No judgment

A starting point, not a test.

Wherever you’re starting, there are no wrong answers — just a clear picture and a first step.

No wrong answers

Honest in, honest out. You can change anything later.

Plain English

No jargon. Every question explains why it matters.

Know where to focus

One ranked plan, so you do the highest-impact thing first.

No catch

Your money. Your data. Full stop.

No bank linking

You type what you choose — we never connect to your accounts.

Never sold

Encrypted in transit. Your answers are used only to build your plan.

Humans, only if you ask

A licensed professional handles the complex 20% — your call, no pressure.

Why trust a number from us?

Proof, not promises.

Built on planner principles

Your Score follows the same order-of-operations licensed planners use: debt, safety net, protection, growth.

Nothing hidden

See exactly how your Score is calculated — 26 questions across 8 areas of your finances, no black box.

Built with professionals

Designed with input from licensed financial professionals. This is financial education — not individualized advice.

No fake reviews here. When real members share their stories, you’ll see them — with their names.

Questions

Good to know.

Is it really free?

Yes — your Financial Readiness Score and your personalized plan are completely free. If you ever want hands-on help, a licensed professional is available and will always be upfront about any costs first.

Do I have to connect my bank?

Never. You answer in your own words and share only what you choose. No logins, no account aggregation.

How long does it take?

About 15 minutes. It’s a guided conversation — one simple question at a time — and you can pause and pick up where you left off.

Will I get spammed or sold to?

No. We don’t sell your data, and a human only reaches out if you ask. Your answers are encrypted and used only to build your plan.

Is this financial advice?

It’s financial education built on the principles planners use — a clear starting point. For individualized advice, a licensed professional can review your plan with you.

What happens after I get my Score?

You get a ranked action plan and a downloadable report you can keep or share. Do it yourself, or have a licensed pro walk through it — entirely your choice.

Start free

Ready to see where you stand?

Get your free Financial Readiness Score and a plan you can act on today — about 15 minutes, no account, no catch.

Get my free Score